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Real Estate Dictionary
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facade
The exterior wall of a building; usually refers to the front of a building or house.

face rate of interest

The rate of interest to be charged on a loan, as set out in the loan document itself.

face value

The value of a mortgage as stated in the mortgage document.

face-lift

A slang term for cosmetic changes to the appearance of a property, such as new paint, that may improve the selling price.

Fair Credit Reporting Act

A federal law that protects consumers by establishing procedures whereby they can correct errors on credit reports; it gives consumers specific rights in dealing with credit-reporting agencies.

fair market value

The price that is likely to be agreed on by a buyer and seller for a specific property at a specific time. This price is typically arrived at by considering the sales prices of comparable properties in the area, taking into consideration any special features of or upgrades to the property in question.

Fannie Mae (FNMA)

A slang term for the U.S. Federal National Mortgage Association. This association purchases, sells, and guarantees both conventional and government (e.g., VA) mortgages. Fannie Mae is a corporation established by the U.S. Congress; it is the largest supplier in the country of mortgages to home buyers and owners.

farm mortgage

Any mortgage that is secured (i.e., guaranteed) by agricultural land.

Farmer’s Home Administration (FMHA)

An agency of the U.S. Department of Agriculture that provides financing for farmers and others who live in rural areas.

feasibility survey/study

An analysis of an area before the construction of a particular project to determine the likely commercial success of the project.
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